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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,572 | $137,414-77.0% | $189,537-83.3% | $85,847-63.2% |
| Participation rate | 61.5% | 84.6%-23.1pp | 87.8%-26.3pp | 69.3%-7.8pp |
| Annual return | 17.68% | 38.14%-20.5pp | 555.34%-537.7pp | 318.61%-300.9pp |
| Employer contribution / active EE | $2,599 | $4,344-40.2% | $6,161-57.8% | $2,565+1.3% |
| Participant deferral / active EE | $3,731 | $6,260-40.4% | $8,220-54.6% | $3,952-5.6% |
| Admin fee / account holder | $162 | $8,630-98.1% | $12,048-98.7% | $6,261-97.4% |