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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,435 | $110,083-76.0% | $151,645-82.6% | $68,490-61.4% |
| Participation rate | 83.6% | 84.0%-0.3pp | 87.5%-3.9pp | 67.9%+15.7pp |
| Annual return | -18.54% | -10.12%-8.4pp | 3.34%-21.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $3,916 | $4,470-12.4% | $6,165-36.5% | $2,597+50.8% |
| Participant deferral / active EE | $5,733 | $6,526-12.2% | $8,363-31.4% | $4,028+42.3% |
| Admin fee / account holder | $1,195 | $7,718-84.5% | $11,614-89.7% | $5,403-77.9% |