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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,408 | $102,422-47.9% | $147,117-63.7% | $80,959-34.0% |
| Participation rate | 40.6% | 75.9%-35.2pp | 82.2%-41.6pp | 67.7%-27.0pp |
| Annual return | 12.37% | 135.16%-122.8pp | 420.54%-408.2pp | 35.67%-23.3pp |
| Employer contribution / active EE | $1,571 | $3,717-57.8% | $4,932-68.2% | $2,757-43.0% |
| Participant deferral / active EE | $2,681 | $6,652-59.7% | $8,065-66.8% | $4,300-37.7% |
| Admin fee / account holder | $4,055 | $7,953-49.0% | $12,993-68.8% | $6,925-41.4% |