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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,033 | $138,076-75.4% | $123,553-72.5% | $135,380-74.9% |
| Participation rate | 95.5% | 84.7%+10.7pp | 82.3%+13.2pp | 82.6%+12.8pp |
| Annual return | -9.49% | 153.70%-163.2pp | 119.21%-128.7pp | 519.81%-529.3pp |
| Employer contribution / active EE | $2,018 | $5,152-60.8% | $4,628-56.4% | $4,779-57.8% |
| Participant deferral / active EE | $3,459 | $6,800-49.1% | $6,426-46.2% | $5,609-38.3% |
| Admin fee / account holder | $5,737 | $10,917-47.5% | $9,284-38.2% | $10,828-47.0% |