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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,448 | $135,956-77.6% | $123,894-75.4% | $273,972-88.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.13% | 56.63%-47.5pp | 47.52%-38.4pp | 41.46%-32.3pp |
| Employer contribution / active EE | $1,955 | $5,170-62.2% | $4,617-57.7% | $4,869-59.8% |
| Participant deferral / active EE | $3,149 | $6,343-50.4% | $5,984-47.4% | $5,287-40.5% |
| Admin fee / account holder | $767 | $9,817-92.2% | $8,357-90.8% | $10,133-92.4% |