See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS9+ years Service code 16 · EIN 39-1828175 | Consulting | $52,482 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $20,420 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,175 | $79,171+51.8% | $102,423+17.3% | $74,495+61.3% |
| Participation rate | 92.2% | 74.8%+17.4pp | 76.5%+15.7pp | 67.2%+25.0pp |
| Annual return | 11.78% | 54.93%-43.2pp | 29.32%-17.5pp | 1364.94%-1353.2pp |
| Employer contribution / active EE | $1,422 | $2,362-39.8% | $3,023-53.0% | $2,623-45.8% |
| Participant deferral / active EE | $8,258 | $4,415+87.0% | $5,053+63.4% | $4,346+90.0% |
| Admin fee / account holder | $430 | $2,001-78.5% | $9,451-95.5% | $1,942-77.9% |