See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS8+ years Service code 16 · EIN 39-1828175 | Consulting | $43,920 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $14,644 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,661 | $76,050+41.6% | $96,544+11.5% | $71,457+50.7% |
| Participation rate | 93.5% | 74.4%+19.1pp | 76.0%+17.6pp | 67.9%+25.6pp |
| Annual return | 19.14% | 22.81%-3.7pp | 25.84%-6.7pp | 28.85%-9.7pp |
| Employer contribution / active EE | $1,341 | $2,244-40.2% | $2,965-54.8% | $2,588-48.2% |
| Participant deferral / active EE | $7,413 | $4,215+75.8% | $4,851+52.8% | $4,289+72.8% |
| Admin fee / account holder | $335 | $2,707-87.6% | $8,252-95.9% | $1,587-78.9% |