See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS6+ years Service code 16 · EIN 39-1828175 | Consulting | $43,698 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $6,581 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,702 | $84,936+24.4% | $111,297-5.0% | $79,386+33.1% |
| Participation rate | 92.5% | 75.9%+16.7pp | 77.3%+15.2pp | 70.7%+21.8pp |
| Annual return | 13.86% | 17.45%-3.6pp | 54.65%-40.8pp | 116.85%-103.0pp |
| Employer contribution / active EE | $1,146 | $1,979-42.1% | $2,731-58.1% | $2,427-52.8% |
| Participant deferral / active EE | $6,255 | $3,888+60.9% | $4,487+39.4% | $4,046+54.6% |
| Admin fee / account holder | $312 | $537-41.9% | $7,964-96.1% | $626-50.1% |