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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,814 | $102,663-8.6% | $86,216+8.8% | $139,466-32.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 13.71% | 1924.52%-1910.8pp | 1169.42%-1155.7pp | 373.66%-360.0pp |
| Employer contribution / active EE | $8,016 | $3,035+164.2% | $2,382+236.6% | $4,754+68.6% |
| Participant deferral / active EE | $3,563 | $4,677-23.8% | $3,986-10.6% | $6,712-46.9% |
| Admin fee / account holder | $4,377 | $8,663-49.5% | $6,853-36.1% | $11,409-61.6% |