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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,907 | $112,935-24.8% | $90,970-6.7% | $158,966-46.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 14.20% | 215.79%-201.6pp | 134.58%-120.4pp | 302.95%-288.7pp |
| Employer contribution / active EE | $3,976 | $2,895+37.4% | $2,122+87.3% | $4,762-16.5% |
| Participant deferral / active EE | $3,535 | $4,129-14.4% | $3,373+4.8% | $5,983-40.9% |
| Admin fee / account holder | $603 | $8,045-92.5% | $5,960-89.9% | $11,250-94.6% |