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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,352 | $183,592+30.9% | $155,574+54.5% | $145,877+64.8% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 9.90% | 61.37%-51.5pp | 64.87%-55.0pp | 551.28%-541.4pp |
| Employer contribution / active EE | $3,302 | $5,317-37.9% | $4,676-29.4% | $4,663-29.2% |
| Participant deferral / active EE | $5,311 | $6,466-17.9% | $5,629-5.6% | $6,691-20.6% |
| Admin fee / account holder | $4,417 | $19,316-77.1% | $15,914-72.2% | $13,402-67.0% |