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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,803 | $217,432+7.1% | $185,849+25.3% | $167,536+39.0% |
| Participation rate | 92.9% | 86.1%+6.8pp | 81.7%+11.1pp | 82.1%+10.7pp |
| Annual return | 12.29% | 148.42%-136.1pp | 122.10%-109.8pp | 478.82%-466.5pp |
| Employer contribution / active EE | $2,046 | $5,875-65.2% | $5,169-60.4% | $4,839-57.7% |
| Participant deferral / active EE | $2,495 | $6,357-60.7% | $5,569-55.2% | $6,342-60.7% |
| Admin fee / account holder | $15,051 | $19,818-24.1% | $16,244-7.3% | $12,315+22.2% |