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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,866 | $167,353+29.0% | $143,797+50.1% | $134,545+60.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.39% | 0.48%-13.9pp | -0.04%-13.4pp | 418.37%-431.8pp |
| Employer contribution / active EE | $2,736 | $5,620-51.3% | $4,952-44.7% | $4,742-42.3% |
| Participant deferral / active EE | $2,999 | $6,447-53.5% | $5,638-46.8% | $6,401-53.2% |
| Admin fee / account holder | $2,365 | $18,096-86.9% | $14,679-83.9% | $11,431-79.3% |