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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,370 | $121,637-61.1% | $104,605-54.7% | $158,931-70.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 11.14% | 465.32%-454.2pp | 340.46%-329.3pp | 302.86%-291.7pp |
| Employer contribution / active EE | $1,252 | $3,163-60.4% | $2,681-53.3% | $4,761-73.7% |
| Participant deferral / active EE | $5,206 | $4,177+24.6% | $3,739+39.2% | $5,982-13.0% |
| Admin fee / account holder | $403 | $7,788-94.8% | $6,473-93.8% | $11,247-96.4% |