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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,370 | $121,701-61.1% | $104,639-54.7% | $158,982-70.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 11.14% | 465.72%-454.6pp | 340.67%-329.5pp | 302.99%-291.8pp |
| Employer contribution / active EE | $1,252 | $3,165-60.4% | $2,682-53.3% | $4,763-73.7% |
| Participant deferral / active EE | $5,206 | $4,176+24.7% | $3,738+39.3% | $5,983-13.0% |
| Admin fee / account holder | $403 | $7,778-94.8% | $6,465-93.8% | $11,252-96.4% |