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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,134 | $107,809-69.3% | $90,657-63.5% | $135,380-75.5% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.0%+1.0pp | 82.6%-7.6pp |
| Annual return | -9.95% | -0.90%-9.0pp | 1.89%-11.8pp | 519.81%-529.8pp |
| Employer contribution / active EE | $1,049 | $3,018-65.2% | $2,532-58.6% | $4,779-78.0% |
| Participant deferral / active EE | $5,428 | $3,872+40.2% | $3,424+58.5% | $5,609-3.2% |
| Admin fee / account holder | $405 | $5,931-93.2% | $4,994-91.9% | $10,828-96.3% |