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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,009 | $102,595-92.2% | $94,057-91.5% | $154,746-94.8% |
| Participation rate | 90.5% | 76.0%+14.5pp | 73.3%+17.1pp | 80.7%+9.8pp |
| Annual return | 42.23% | 583.42%-541.2pp | 480.62%-438.4pp | 172.34%-130.1pp |
| Employer contribution / active EE | $319 | $3,147-89.9% | $2,933-89.1% | $4,379-92.7% |
| Participant deferral / active EE | $1,618 | $5,118-68.4% | $4,709-65.6% | $6,730-76.0% |
| Admin fee / account holder | $1,936 | $7,736-75.0% | $7,244-73.3% | $14,365-86.5% |