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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,741 | $72,177+106.1% | $115,038+29.3% | $59,633+149.4% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.37% | 12.02%-15.4pp | 26.14%-29.5pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $11,772 | $2,841+314.3% | $4,608+155.5% | $2,203+434.5% |
| Participant deferral / active EE | $1,597 | $4,783-66.6% | $6,026-73.5% | $3,192-50.0% |
| Admin fee / account holder | $13,514 | $4,927+174.3% | $8,175+65.3% | $4,297+214.5% |