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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,288 | $76,551+115.9% | $123,894+33.4% | $62,881+162.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 7.88% | 18.68%-10.8pp | 47.52%-39.6pp | 20.14%-12.3pp |
| Employer contribution / active EE | $9,446 | $2,882+227.7% | $4,617+104.6% | $2,281+314.1% |
| Participant deferral / active EE | $1,301 | $4,840-73.1% | $5,984-78.3% | $3,203-59.4% |
| Admin fee / account holder | $960 | $4,826-80.1% | $8,357-88.5% | $4,296-77.7% |