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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,763 | $99,345-84.1% | $84,753-81.4% | $273,972-94.2% |
| Participation rate | 83.3% | 80.7%+2.6pp | 76.6%+6.7pp | 83.0%+0.3pp |
| Annual return | 0.00% | 22.93%-22.9pp | 22.78%-22.8pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,095 | $4,214-50.3% | $3,574-41.4% | $4,869-57.0% |
| Participant deferral / active EE | $4,796 | $4,270+12.3% | $3,712+29.2% | $5,287-9.3% |
| Admin fee / account holder | $5,428 | $6,645-18.3% | $5,333+1.8% | $10,133-46.4% |