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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,478 | $106,280-23.3% | $96,538-15.6% | $139,487-41.6% |
| Participation rate | 61.9% | 77.8%-15.9pp | 74.3%-12.4pp | 80.3%-18.4pp |
| Annual return | 19.15% | 38.48%-19.3pp | 35.74%-16.6pp | 373.84%-354.7pp |
| Employer contribution / active EE | $2,121 | $4,107-48.4% | $3,740-43.3% | $4,755-55.4% |
| Participant deferral / active EE | $5,508 | $5,457+0.9% | $4,880+12.9% | $6,713-17.9% |
| Admin fee / account holder | $1,407 | $7,888-82.2% | $6,737-79.1% | $11,407-87.7% |