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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,450 | $138,312+50.7% | $122,979+69.5% | $155,188+34.3% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 15.18% | 22.06%-6.9pp | 20.12%-4.9pp | 148.84%-133.7pp |
| Employer contribution / active EE | $4,440 | $3,530+25.8% | $3,062+45.0% | $4,248+4.5% |
| Participant deferral / active EE | $8,026 | $5,592+43.5% | $5,003+60.4% | $6,531+22.9% |
| Admin fee / account holder | $1,902 | $15,089-87.4% | $12,864-85.2% | $14,480-86.9% |