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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,654 | $100,811+9.8% | $86,698+27.6% | $134,545-17.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -19.06% | 29.11%-48.2pp | 35.96%-55.0pp | 418.37%-437.4pp |
| Employer contribution / active EE | $3,782 | $3,490+8.4% | $2,837+33.3% | $4,742-20.2% |
| Participant deferral / active EE | $7,828 | $5,339+46.6% | $4,656+68.1% | $6,401+22.3% |
| Admin fee / account holder | $1,828 | $10,926-83.3% | $7,492-75.6% | $11,431-84.0% |