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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,575 | $117,846+60.0% | $102,434+84.1% | $145,884+29.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.71% | 31.90%-16.2pp | 29.46%-13.7pp | 551.85%-536.1pp |
| Employer contribution / active EE | $4,519 | $3,615+25.0% | $3,023+49.5% | $4,662-3.1% |
| Participant deferral / active EE | $8,146 | $5,733+42.1% | $5,055+61.1% | $6,690+21.8% |
| Admin fee / account holder | $1,806 | $13,356-86.5% | $9,462-80.9% | $13,392-86.5% |