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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,950 | $27,943-71.5% | $58,507-86.4% | $75,177-89.4% |
| Participation rate | 41.0% | 38.8%+2.1pp | 50.9%-9.9pp | 67.2%-26.2pp |
| Annual return | 16.16% | 44.22%-28.1pp | 4252.32%-4236.2pp | 160.75%-144.6pp |
| Employer contribution / active EE | $242 | $670-63.9% | $1,053-77.0% | $2,671-90.9% |
| Participant deferral / active EE | $838 | $1,202-30.3% | $1,922-56.4% | $4,126-79.7% |
| Admin fee / account holder | $336 | $1,727-80.5% | $2,486-86.5% | $5,651-94.0% |