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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,300 | $27,639-77.2% | $61,501-89.8% | $68,490-90.8% |
| Participation rate | 50.7% | 39.5%+11.2pp | 52.6%-1.8pp | 67.9%-17.2pp |
| Annual return | -19.42% | -13.19%-6.2pp | 339.04%-358.5pp | -7.85%-11.6pp |
| Employer contribution / active EE | $260 | $696-62.6% | $1,160-77.6% | $2,597-90.0% |
| Participant deferral / active EE | $815 | $1,264-35.5% | $2,125-61.7% | $4,028-79.8% |
| Admin fee / account holder | $76 | $2,012-96.2% | $2,132-96.4% | $5,403-98.6% |