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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,155 | $39,036-74.0% | $80,784-87.4% | $85,851-88.2% |
| Participation rate | 39.1% | 41.6%-2.4pp | 54.2%-15.0pp | 69.3%-30.2pp |
| Annual return | 14.46% | 26.31%-11.8pp | 87.31%-72.8pp | 318.63%-304.2pp |
| Employer contribution / active EE | $310 | $722-57.1% | $1,160-73.3% | $2,565-87.9% |
| Participant deferral / active EE | $1,076 | $1,326-18.9% | $2,145-49.8% | $3,952-72.8% |
| Admin fee / account holder | $397 | $2,429-83.7% | $3,380-88.3% | $6,261-93.7% |