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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,843 | $181,896-91.8% | $156,551-90.5% | $273,972-94.6% |
| Participation rate | 93.8% | 88.4%+5.4pp | 84.0%+9.7pp | 83.0%+10.7pp |
| Annual return | 2.55% | 30.74%-28.2pp | 32.23%-29.7pp | 41.46%-38.9pp |
| Employer contribution / active EE | $1,462 | $6,248-76.6% | $5,501-73.4% | $4,869-70.0% |
| Participant deferral / active EE | $4,411 | $5,550-20.5% | $4,871-9.4% | $5,287-16.6% |
| Admin fee / account holder | $500 | $15,560-96.8% | $13,028-96.2% | $10,133-95.1% |