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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,293 | $168,635-95.1% | $147,617-94.4% | $125,389-93.4% |
| Participation rate | 93.8% | 88.8%+5.0pp | 84.6%+9.1pp | 83.2%+10.6pp |
| Annual return | -16.00% | 77.65%-93.6pp | 61.98%-78.0pp | 282.24%-298.2pp |
| Employer contribution / active EE | $1,298 | $6,252-79.2% | $5,564-76.7% | $4,866-73.3% |
| Participant deferral / active EE | $2,130 | $5,507-61.3% | $4,895-56.5% | $5,352-60.2% |
| Admin fee / account holder | $411 | $13,580-97.0% | $11,612-96.5% | $9,541-95.7% |