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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,490 | $105,198+97.2% | $159,455+30.1% | $85,856+141.7% |
| Participation rate | 72.5% | 75.8%-3.3pp | 82.8%-10.3pp | 69.3%+3.2pp |
| Annual return | 13.11% | 45.08%-32.0pp | 263.63%-250.5pp | 318.58%-305.5pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,830-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,179 | $5,946+3.9% | $7,353-16.0% | $3,952+56.4% |
| Admin fee / account holder | $7,684 | $6,934+10.8% | $10,800-28.9% | $6,261+22.7% |