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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,464 | $93,598+128.1% | $135,974+57.0% | $75,173+184.0% |
| Participation rate | 76.7% | 75.2%+1.5pp | 81.9%-5.3pp | 67.2%+9.5pp |
| Annual return | 17.50% | 30.89%-13.4pp | 68.30%-50.8pp | 160.72%-143.2pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,353 | $6,405-0.8% | $7,760-18.1% | $4,126+54.0% |
| Admin fee / account holder | $8,843 | $6,978+26.7% | $10,767-17.9% | $5,651+56.5% |