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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,377 | $78,690+22.5% | $161,489-40.3% | $87,485+10.2% |
| Participation rate | 88.5% | 67.5%+21.0pp | 78.7%+9.8pp | 68.9%+19.5pp |
| Annual return | 11.42% | 32.74%-21.3pp | 89.72%-78.3pp | 26.06%-14.6pp |
| Employer contribution / active EE | $2,339 | $2,588-9.6% | $4,268-45.2% | $2,596-9.9% |
| Participant deferral / active EE | $4,490 | $3,311+35.6% | $5,630-20.2% | $4,274+5.1% |
| Admin fee / account holder | $21,701 | $6,724+222.8% | $16,006+35.6% | $7,775+179.1% |