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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO OF AME Service code 64 · EIN 84-0467907 8515 E. ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,326 |
WOODBURY FINANCIAL SERVICES7 years Service code 55 5665 PLAZA DR STE 350 · CYPRESS, CA 90630 | Other Commissions | $17,272 |
Service code 13 | Contract Administrator | $8,151 |
Filed as: BLUE CHIP RETIREMENT PLANS Service code 13 6737 W. WASHINGTON ST STE 1105 · MILWAUKEE, WI 53214 | Contract Administrator | $1,575 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 E ORCHARD ROAD · GREENWOOD, CO 80111 | Investment Management | $123 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,549 | $65,453-28.9% | $86,691-46.3% | $66,930-30.5% |
| Participation rate | 92.5% | 75.5%+17.0pp | 76.6%+15.9pp | 69.8%+22.7pp |
| Annual return | -14.25% | -10.89%-3.4pp | 35.94%-50.2pp | 1.57%-15.8pp |
| Employer contribution / active EE | $684 | $2,154-68.3% | $2,837-75.9% | $2,545-73.1% |
| Participant deferral / active EE | $4,042 | $4,102-1.5% | $4,656-13.2% | $4,238-4.6% |
| Admin fee / account holder | $219 | $642-65.9% | $7,492-97.1% | $593-63.1% |