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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,622 | $102,638-73.1% | $81,982-66.3% | $158,982-82.6% |
| Participation rate | 70.0% | 75.5%-5.5pp | 69.3%+0.7pp | 82.0%-12.0pp |
| Annual return | 9.52% | 61.05%-51.5pp | 41.31%-31.8pp | 302.99%-293.5pp |
| Employer contribution / active EE | $1,523 | $3,241-53.0% | $2,498-39.1% | $4,763-68.0% |
| Participant deferral / active EE | $5,972 | $4,649+28.5% | $3,722+60.4% | $5,983-0.2% |
| Admin fee / account holder | $2,180 | $8,237-73.5% | $5,665-61.5% | $11,252-80.6% |