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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,888 | $106,588-52.3% | $94,215-46.0% | $155,188-67.2% |
| Participation rate | 78.6% | 74.3%+4.3pp | 70.0%+8.6pp | 80.8%-2.2pp |
| Annual return | 14.30% | 29.39%-15.1pp | 28.22%-13.9pp | 148.84%-134.5pp |
| Employer contribution / active EE | $1,937 | $3,080-37.1% | $2,675-27.6% | $4,248-54.4% |
| Participant deferral / active EE | $6,552 | $4,802+36.4% | $4,276+53.2% | $6,531+0.3% |
| Admin fee / account holder | $1,486 | $12,281-87.9% | $10,216-85.5% | $14,480-89.7% |