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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,052 | $95,915+254.5% | $79,580+327.3% | $134,532+152.8% |
| Participation rate | 95.7% | 75.0%+20.6pp | 69.5%+26.2pp | 81.2%+14.4pp |
| Annual return | -20.06% | -2.71%-17.4pp | 0.15%-20.2pp | 418.27%-438.3pp |
| Employer contribution / active EE | $12,871 | $3,129+311.4% | $2,413+433.3% | $4,741+171.5% |
| Participant deferral / active EE | $11,389 | $4,693+142.7% | $3,985+185.8% | $6,401+77.9% |
| Admin fee / account holder | $7,571 | $9,132-17.1% | $6,835+10.8% | $11,429-33.8% |