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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,052 | $95,895+254.6% | $79,576+327.3% | $134,509+152.8% |
| Participation rate | 95.7% | 75.0%+20.6pp | 69.5%+26.2pp | 81.2%+14.4pp |
| Annual return | -20.06% | -2.72%-17.3pp | 0.15%-20.2pp | 418.13%-438.2pp |
| Employer contribution / active EE | $12,871 | $3,128+311.4% | $2,413+433.4% | $4,741+171.5% |
| Participant deferral / active EE | $11,389 | $4,693+142.7% | $3,985+185.8% | $6,400+78.0% |
| Admin fee / account holder | $7,571 | $9,129-17.1% | $6,834+10.8% | $11,427-33.7% |