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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,493 | $106,918+176.4% | $84,021+251.7% | $152,897+93.3% |
| Participation rate | 95.5% | 75.2%+20.2pp | 69.0%+26.4pp | 82.5%+13.0pp |
| Annual return | 23.31% | 105.01%-81.7pp | 71.32%-48.0pp | 345.43%-322.1pp |
| Employer contribution / active EE | $12,225 | $2,735+347.0% | $1,984+516.2% | $4,764+156.6% |
| Participant deferral / active EE | $9,314 | $4,012+132.1% | $3,239+187.6% | $5,851+59.2% |
| Admin fee / account holder | $25,626 | $8,288+209.2% | $6,102+320.0% | $11,599+120.9% |