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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,627 | $76,634-84.8% | $56,054-79.3% | $145,978-92.0% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.1pp | 80.3%-47.0pp |
| Annual return | 14.51% | 3004.33%-2989.8pp | 1705.95%-1691.4pp | 550.52%-536.0pp |
| Employer contribution / active EE | $0 | $1,380-100.0% | $1,039-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,130 | $2,622-56.9% | $1,952-42.1% | $6,690-83.1% |
| Admin fee / account holder | $211 | $3,321-93.6% | $2,822-92.5% | $13,400-98.4% |