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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,977 | $84,551-95.3% | $61,452-93.5% | $134,532-97.0% |
| Participation rate | 22.2% | 62.2%-40.0pp | 52.6%-30.3pp | 81.2%-59.0pp |
| Annual return | -61.69% | 585.39%-647.1pp | 338.96%-400.6pp | 418.27%-480.0pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,160-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $836 | $2,818-70.3% | $2,125-60.7% | $6,401-86.9% |
| Admin fee / account holder | $94 | $2,587-96.4% | $2,131-95.6% | $11,429-99.2% |