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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,255 | $183,627+93.5% | $155,602+128.3% | $145,978+143.4% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.42% | 61.32%-46.9pp | 64.81%-50.4pp | 550.52%-536.1pp |
| Employer contribution / active EE | $4,425 | $5,316-16.8% | $4,675-5.3% | $4,662-5.1% |
| Participant deferral / active EE | $8,270 | $6,466+27.9% | $5,629+46.9% | $6,690+23.6% |
| Admin fee / account holder | $9,258 | $19,327-52.1% | $15,923-41.9% | $13,400-30.9% |