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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,127 | $175,231+42.2% | $149,696+66.4% | $139,466+78.6% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 18.28% | 166.77%-148.5pp | 134.46%-116.2pp | 373.66%-355.4pp |
| Employer contribution / active EE | $4,728 | $5,478-13.7% | $4,821-1.9% | $4,754-0.5% |
| Participant deferral / active EE | $9,190 | $6,521+40.9% | $5,682+61.7% | $6,712+36.9% |
| Admin fee / account holder | $13,353 | $16,155-17.3% | $13,212+1.1% | $11,409+17.0% |