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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,557 | $93,589-46.0% | $135,942-62.8% | $75,181-32.8% |
| Participation rate | 94.5% | 75.2%+19.4pp | 81.9%+12.6pp | 67.2%+27.3pp |
| Annual return | 14.72% | 30.90%-16.2pp | 68.28%-53.6pp | 160.69%-146.0pp |
| Employer contribution / active EE | $2,920 | $3,537-17.4% | $4,858-39.9% | $2,671+9.4% |
| Participant deferral / active EE | $7,006 | $6,405+9.4% | $7,759-9.7% | $4,126+69.8% |
| Admin fee / account holder | $1,793 | $6,977-74.3% | $10,764-83.3% | $5,650-68.3% |