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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,287 | $82,674-42.8% | $125,381-62.3% | $68,486-31.0% |
| Participation rate | 72.2% | 75.1%-2.8pp | 82.4%-10.2pp | 67.9%+4.3pp |
| Annual return | -20.49% | -5.97%-14.5pp | 572.31%-592.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,207 | $3,382-34.8% | $4,815-54.2% | $2,597-15.0% |
| Participant deferral / active EE | $5,731 | $6,111-6.2% | $7,448-23.1% | $4,028+42.3% |
| Admin fee / account holder | $1,995 | $6,277-68.2% | $10,007-80.1% | $5,404-63.1% |