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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,248 | $71,878-3.7% | $86,698-20.1% | $68,486+1.1% |
| Participation rate | 71.4% | 72.2%-0.8pp | 76.6%-5.2pp | 67.9%+3.5pp |
| Annual return | -13.35% | 3.53%-16.9pp | 35.95%-49.3pp | -7.85%-5.5pp |
| Employer contribution / active EE | $348 | $2,173-84.0% | $2,837-87.7% | $2,597-86.6% |
| Participant deferral / active EE | $3,241 | $3,779-14.2% | $4,656-30.4% | $4,028-19.5% |
| Admin fee / account holder | $23,079 | $6,113+277.6% | $7,493+208.0% | $5,404+327.1% |