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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,253 | $72,492+60.4% | $87,104+33.5% | $72,975+59.3% |
| Participation rate | 75.0% | 72.8%+2.2pp | 76.9%-1.9pp | 69.5%+5.5pp |
| Annual return | 23.63% | 24.46%-0.8pp | 28.19%-4.6pp | 81.01%-57.4pp |
| Employer contribution / active EE | $307 | $1,894-83.8% | $2,521-87.8% | $2,440-87.4% |
| Participant deferral / active EE | $2,209 | $3,270-32.4% | $4,048-45.4% | $3,608-38.8% |
| Admin fee / account holder | $14,340 | $5,055+183.7% | $7,491+91.4% | $5,124+179.9% |