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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,114 | $67,602+94.0% | $82,312+59.3% | $70,126+87.0% |
| Participation rate | 71.7% | 72.8%-1.1pp | 76.9%-5.2pp | 69.5%+2.1pp |
| Annual return | 15.28% | 21.57%-6.3pp | 25.88%-10.6pp | 73.15%-57.9pp |
| Employer contribution / active EE | $152 | $1,755-91.4% | $2,428-93.8% | $2,343-93.5% |
| Participant deferral / active EE | $1,835 | $2,987-38.6% | $3,706-50.5% | $3,332-44.9% |
| Admin fee / account holder | $2,438 | $4,512-46.0% | $5,608-56.5% | $4,645-47.5% |