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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,791 | $132,634-90.4% | $115,768-89.0% | $137,256-90.7% |
| Participation rate | 94.7% | 77.9%+16.9pp | 74.4%+20.3pp | 80.0%+14.8pp |
| Annual return | 144.48% | 160.70%-16.2pp | 100.46%+44.0pp | 220.34%-75.9pp |
| Employer contribution / active EE | $0 | $3,360-100.0% | $2,940-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,515 | $5,619-73.0% | $4,917-69.2% | $6,407-76.3% |
| Admin fee / account holder | $1,547 | $15,028-89.7% | $12,439-87.6% | $12,270-87.4% |