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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,890 | $175,231-13.9% | $149,696+0.8% | $139,466+8.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.71% | 166.77%-149.1pp | 134.46%-116.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $9,754 | $5,478+78.1% | $4,821+102.3% | $4,754+105.2% |
| Participant deferral / active EE | $5,790 | $6,521-11.2% | $5,682+1.9% | $6,712-13.7% |
| Admin fee / account holder | $12,778 | $16,155-20.9% | $13,212-3.3% | $11,409+12.0% |