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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,560 | $180,459-47.6% | $154,108-38.6% | $135,380-30.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.67% | 888.21%-891.9pp | 735.21%-738.9pp | 519.81%-523.5pp |
| Employer contribution / active EE | $2,147 | $6,035-64.4% | $5,298-59.5% | $4,779-55.1% |
| Participant deferral / active EE | $4,688 | $5,806-19.3% | $5,081-7.7% | $5,609-16.4% |
| Admin fee / account holder | $581 | $16,145-96.4% | $13,411-95.7% | $10,828-94.6% |