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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,461 | $209,422-43.0% | $178,503-33.1% | $158,982-24.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.56% | 188.81%-172.3pp | 151.12%-134.6pp | 302.99%-286.4pp |
| Employer contribution / active EE | $7,132 | $5,707+25.0% | $5,011+42.3% | $4,763+49.7% |
| Participant deferral / active EE | $4,436 | $5,955-25.5% | $5,202-14.7% | $5,983-25.9% |
| Admin fee / account holder | $567 | $17,079-96.7% | $13,987-95.9% | $11,252-95.0% |