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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,373 | $72,403-69.1% | $67,524-66.9% | $145,978-84.7% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 11.38% | 7197.23%-7185.8pp | 3519.41%-3508.0pp | 550.52%-539.1pp |
| Employer contribution / active EE | $554 | $3,072-82.0% | $2,734-79.7% | $4,662-88.1% |
| Participant deferral / active EE | $1,128 | $4,782-76.4% | $4,001-71.8% | $6,690-83.1% |
| Admin fee / account holder | $803 | $5,541-85.5% | $4,001-79.9% | $13,400-94.0% |