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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,947 | $72,071-57.1% | $68,368-54.7% | $137,256-77.5% |
| Participation rate | 85.7% | 76.2%+9.5pp | 73.8%+12.0pp | 80.0%+5.8pp |
| Annual return | 17.77% | 353.14%-335.4pp | 292.57%-274.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $690 | $2,788-75.3% | $2,649-74.0% | $4,156-83.4% |
| Participant deferral / active EE | $1,213 | $4,410-72.5% | $4,123-70.6% | $6,407-81.1% |
| Admin fee / account holder | $1,748 | $5,336-67.2% | $5,150-66.1% | $12,270-85.8% |